Accidents happen, and they can be costly.
Health insurance may not pay for the entire cost of an ambulance ride, hospital stay or surgery. Between copays and deductibles, you could end up with a hefty out-of-pocket expense.
If you miss work, medical insurance won’t pay your mortgage.
If you’re transferred to a rehabilitation facility to help you recover, your health insurance may not pay for it.
And if the worst should happen, medical insurance doesn’t cover funerals.
This is where accident insurance comes in.
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What is
Accident Insurance?
Accident insurance is a policy that pays you cash if you are injured or die due to a covered accident. These policies are also known as accidental death insurance, accidental death & dismemberment policies or accident expense insurance.
Southern Plains Insurance Group makes it easy to find the right accident insurance plan for your needs. Get started online today or speak to a specialist.
How
Does it Work?
In the event of a covered accident, your accident insurance benefits pay directly to you. In the case of death, benefits are paid to a beneficiary. The cash payment can be used for whatever you need, from living expenses to hospital bills. Depending on your policy and the severity of the injury, you may receive multiple payments.
Get peace of mind knowing that you’ll have cash to pay bills and cover medical expenses after an accident. Your credit and your savings will be safe.