Medicare Parts A & B
Plans in Kansas
Choosing a Medicare plan can seem overwhelming. But it doesn’t have to be.
Also referred to as Original Medicare, Medicare Part A & B cover most basic healthcare needs, such as doctor and hospital visits, lab work and x-rays. With Medicare Part A and B, you can use any facility or provider nationwide that accepts Medicare.
However, supplemental plans are often needed to help cover deductibles and copayments.
Our Medicare advisors will help you explore your options and choose the best Medicare, Medicare Advantage or Medigap plan for your situation. You can get started online below or speak to a specialist.
Southern Plains Insurance Group makes it easy to find the right Medicare coverage and benefits for your needs.
- Get clear, accurate answers to your questions.
- Compare premiums and benefits.
- Receive personalized recommendations.
Medicare Part C Plans
Medicare Advantage Plans in Kansas
With Medicare Advantage, also known as Medicare Part C, you can simplify your coverage with an all-in-one plan.
What is
Medicare Advantage?
Medicare Advantage Plans, or MA Plans, are an alternative to Original Medicare plans. They’re offered through private insurers who are contracted with the federal government.
Is Medicare Advantage right for you? There’s no one-size-fits-all answer, so request a personalized quote or speak with a Southern Plains Insurance Group specialist today.
Features
- Limit on the amount you pay for covered services each year
- Hearing, dental and vision care coverage may be available
- Monthly premiums may be lower
Coverage
- Medicare Advantage covers the same medically necessary services as Original Medicare
- May offer additional benefits not included with Medicare Part A and Medicare Part B
- Medicare Part D prescription drug coverage is included in most plans
Medicare Supplemental Insurance
Medigap Policies in Kansas
Unfortunately, Medicare Part A and Part B doesn’t pay the entire cost of covered health care services.
What is
Medicare Supplemental Insurance?
Medicare Supplement Insurance, also known as a Medigap policy, can help pay for the balance for covered services and supplies that Original Medicare doesn’t.
This “gap” between the healthcare cost and Medicare benefit is normally paid out of pocket by the insured. However, a Medicare Supplement policy can provide additional payment.
Request a quote or speak with a Southern Plains Insurance Group specialist today to find out if you’re eligible to enroll in Medicare Medigap coverage. We’ll explain the different plan types and help you with the underwriting requirements.
Dental and vision care for adults is not covered through Original Medicare, so it’s a good idea to consider purchasing a separate dental & vision policy.
Features
- Sold by private insurance companies
- Helps fill in the gap between Original Medicare benefits and covered health care costs
Coverage
- Helps pay for things like copayments, deductibles, coinsurance
- Coverage may also be available during travel outside the U.S., unlike Original Medicare
Medicare Part D
Prescription Drug Plans in Kansas
It’s no secret that medication costs are rising.
In fact, if you’re eligible for Medicare, you may need additional coverage for prescription drugs.
Fortunately, the specialists at Southern Plains Insurance Group can determine your eligibility for Medicare Part D. If you’re eligible, we’ll make sure you get the plan that best covers your needs.
What Is a
Medicare Part D?
While Medicare Part A and Medicare Part B include some prescription drug benefits, they’re often not enough. Medicare Part D is insurance that helps cover the gap between your prescription costs and your other Medicare benefits.
Medicare Part D
Features & Coverage
Premiums are separate from your Medicare Part A or Part B plan.
Medicare Part D benefits and prices vary greatly.
Get a free, personalized quote for Medicare Part D to find your coverage.
| PLAN G | PLAN N | HIGH DEDUCTIBLE PLAN G | |
| Medicare Part A Coinsurance & Hospital Coverage | X | X | X |
| Medicare Part B Coinsurance | X | X | X |
| Blood Transfusion | X | X | X |
| Medicare Part A Hospice Care | X | X | X |
| Skilled Nursing | X | X | X |
| Medicare Part A Deductible | X | X | X |
| Medicare Part B Deductible | |||
| Medicare Part B Excess | X | X | |
| Foreign Travel | X | X | X |
| Out-of-Pocket Max | Part B Deductible | Part B Deductible Office Call Co-Pay ER Co-Pay | $2370 |